An ACH is an electronic fund transfer made between banks and credit unions across what is called the Automated Clearing House network. ACH is used for all kinds of fund transfer transactions, including direct deposit of paychecks and monthly debits for routine payments.
ACH transfers are electronic, bank-to-bank money transfers processed through the Automated Clearing House Network. Direct deposits are transfers into an account, such as payroll, benefits,
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what is an automated clearing house
